Unlock Premium Travel Rewards with the Air India SBI Signature Card

The Air India SBI Signature Card suits frequent domestic and international travellers. It adds value to every trip with fast-earning reward points on flight tickets, airport lounge access, and a Priority Pass membership.

From 31 March 2025, the earning rate has been 10 reward points per ₹100 on all Air India tickets. This applies to bookings through the website, mobile app, booking offices or call centres. Super saver tickets also qualify for the same benefits.

Exclusive Benefits of SBI Air India Signature Card

The most exclusive benefit is the 20,000 reward points you receive as a welcome gift once the joining fee reflects in your account. The card also gives complimentary access to the Air India Maharaja Club.

One flight accrual is required for self-redemption. 5 flight accruals are required for redemptions for family members.

Here are the other unique Air India SBI Signature Card benefits:

1. Reward Points and Annual Bonus Structure

You earn 4 reward points per ₹100 on all spends and can collect up to 1,00,000 bonus points each year. Each reward point converts to one Maharaja Point. You may also use points to pay card dues. The card offers 5,000 anniversary points every year.

Yearly Retail Spend	Reward Points (Bonus)	Reward Points(Accumulating Bonus)
₹5 lakh	20,000	20,000
₹10 lakh	30,000	50,000
₹20 lakh	50,000	1,00,000

2. Lounge Access and Priority Pass Privileges

The Air India SBI Signature Card gives entry to over 600 international lounges through the Priority Pass program. A fee of up to $27 per visit applies.

You also get 8 complimentary domestic Visa Lounge visits every year, with a limit of 2 visits per quarter.

3. Railway Ticket Booking Convenience

You can book railway tickets through the IRCTC website and receive them at your doorstep. All you need to do is create a free IRCTC account and log in to complete your reservation. Pay with your SBI Card on Visa-supported gateways. The process stays direct and straightforward.

How to Join the Maharaja Club?

Maharaja Club membership gives you a unique 9-digit number that links your Air India loyalty profile to your Air India SBI Signature Card.

Steps to Join the Maharaja Club:

Step 1: You receive a 9-digit membership number when your card is approved.

Note: If you already have a membership number, SBI Card links it to your new card. If you do not have one, a new number is allotted and embossed on your card.

Step 2: SBI Card sends your details to Air India for enrollment.

Step 3: After approval, Air India sends your login ID and password via email.

Step 4: Your login ID is the 9-digit number printed below your name on the card.

Note: If no confirmation arrives within 30 days, contact SBI Card at 1860 180 1290 or Air India Maharaja Club at +91 116 932 9333 / 9999.

How to Convert the Maharaja Points of the Air India SBI Signature Card?

You can convert your Air India SBI Signature Card Maharaja points through the SBI Card Website or the SBI Card Mobile App.

1. Through the SBI Card Website

• Log in to the official SBI website.
• Click Redeem Now under the points balance section.
• Open the Rewards Catalogue and select Air India Maharaja Club.
• Choose the number of points to convert.
• Click Add to Cart and proceed to checkout.
• Click Place Order to confirm the conversion.

2. Through the SBI Card Mobile App

• Log in to the SBI Card Mobile App.
• Tap More, then select Rewards.
• Choose Redeem and search for Air India Maharaja Club.
• Select Add to Cart, then proceed to checkout.
• Tap Place Order to complete the process.

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Air India SBI Signature Credit Card Fees and Charges

Parameters	Amount
Joining and Renewal Charges	₹4,999 + Taxes
Finance Charges	3.75% monthly (45% annually)
Card Replacement	₹100-250
Cheque Payment	₹200
Overlimit Fee	2.5% or ₹.600, whichever is higher.
Late Payment	NIL till ₹500.₹400 for ₹501-1,000.₹750 for ₹1,001-10,000.₹950 for ₹10,001-25,000.₹1,100 for ₹25,001-50,000.₹1,300 for above ₹50,000.

Note: For more detailed information, it is best to refer to the official terms and conditions page of the SBI website.

Other SBI Air India Signature Card Benefits

With the Air India SBI Signature Card, you get a ₹1 lakh liability cover if your card is lost. The cover applies from 48 hours before you report the loss till 7 days after the report.

With the Air India SBI Signature cards, you will also get benefits, such as:

1. Cash Withdrawal Access: Withdraw cash at 1 million+ Visa ATMs worldwide and 18,000+ Visa ATMs in India. You may also withdraw from 10,000 SBI ATMs across major cities.
2. Fuel Surcharge Waiver: Get a 1% fuel surcharge waiver at all petrol pumps. The benefit applies on fuel spends from ₹500 to ₹4,000. You can save up to ₹250 per cycle, plus taxes.
3. Global Acceptance: Use your card at 2 million+ Visa outlets worldwide and 2,85,000 outlets in India. This ensures smooth use across borders.
4. Add-on Cards for Family: Apply for add-on cards for your spouse, parents, children or siblings above 18 years. Each add-on card offers the same comfort and security.
5. Card Security: Your card has chip-and-PIN protection. You also get emergency card replacement worldwide through a 24/7 helpline.
6. Convenience: Use Easy Bill Pay for timely payments. Convert spends above ₹2,500 into EMIs with Flexipay. Shift dues from other cards through Balance Transfer on EMI. 

Who Should Use the Air India SBI Signature Card?

The Air India SBI Signature Card best suits those who frequently fly with Air India and spend enough to reach milestone rewards.

Users enjoy 1:1 point conversion to Air India miles, complimentary airport lounge access, and significant value for those who can offset the annual fee by maximising travel benefits.

Both business travellers and families benefit from add-on privileges.

Anyone who wants a smarter way to manage their credit cards. Regardless of the bank or card type, Pice brings all your cards together in one simple dashboard, making it effortless to track spends, due dates, and rewards without switching between multiple apps.

Conclusion

The Air India SBI Signature Card is a premium choice for frequent flyers seeking travel comfort and high-value rewards. With lounge access, Priority Pass membership, milestone bonuses, and seamless Maharaja Points conversion, it turns every spend into travel privileges.

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